Terms of Service

1. Acceptance of Terms

By accessing or using EvenUp ("Service", "App") at https://even-up.com, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service.

These Terms constitute a legally binding agreement between you and EvenUp("we", "our", "us"). We reserve the right to update these Terms at any time. Continued use of the Service after changes constitutes acceptance of the revised Terms.

2. Description of Service

EvenUp is a web-based expense tracking and splitting application that allows users to:

• Track shared expenses within groups or between individual users
• Calculate how expenses should be divided among participants
• Record debt settlements and payments between users
• Import expense data from third-party services (e.g. Splitwise CSV exports)
• Receive notifications about expense activity

EvenUp is a record-keeping tool only. It does not process payments, hold funds, transfer money, or act as a financial institution, payment processor, or money services business. All actual money transfers between users occur entirely outside the Service, through whatever means users choose.

3. Eligibility

You must be at least 13 years of age to use EvenUp. By using the Service, you represent and warrant that:

• You are at least 13 years of age
• You have the legal capacity to enter into a binding agreement
• Your use of the Service does not violate any applicable law or regulation
• You are not located in a country subject to a U.S. government embargo or sanctions

4. Account Registration

To use EvenUp, you must create an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information to keep it accurate
• Maintain the security of your password and accept all risks of unauthorized access
• Immediately notify us at legal@even-up.com of any unauthorized use of your account
• Not share your account credentials with any third party
• Be responsible for all activity that occurs under your account

We reserve the right to suspend or terminate your account at our discretion, with or without notice, for any violation of these Terms or conduct we determine to be harmful to other users or the Service.

5. Acceptable Use

You agree to use EvenUp only for lawful purposes. You must NOT:

• Use the Service for any illegal activity, including money laundering, fraud, or tax evasion
• Harass, threaten, or intimidate other users
• Upload malicious code, viruses, or any software intended to damage or disrupt the Service
• Attempt to gain unauthorized access to any part of the Service, other user accounts, or our infrastructure
• Use automated tools, bots, or scrapers to access the Service without our express written consent
• Attempt to reverse-engineer, decompile, or disassemble any portion of the Service
• Use the Service to send spam, unsolicited messages, or bulk communications
• Impersonate any person or entity or misrepresent your affiliation with any person or entity
• Interfere with or disrupt the integrity or performance of the Service
• Circumvent any security measures or access controls
• Collect or harvest personal data of other users without their consent
• Use the Service for commercial purposes without our prior written consent

6. User Content

You retain ownership of any content you submit to EvenUp("User Content"), including expense descriptions, amounts, notes, and receipt images. By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license to store, process, display, and transmit such content solely for the purpose of operating and providing the Service.

You represent and warrant that:

• You own or have the right to submit the User Content
• Your User Content does not violate the rights of any third party
• Your User Content does not contain false, misleading, defamatory, or illegal material

We reserve the right (but not the obligation) to remove any User Content that violates these Terms or that we determine is otherwise objectionable, without prior notice.

7. No Financial Advice

EvenUp provides expense tracking and calculation tools for informational purposes only. Nothing in the Service constitutes financial, legal, tax, accounting, or investment advice. You are solely responsible for:

• Verifying the accuracy of all expense calculations and balances
• Any financial decisions made based on information in the Service
• Any disputes with other users regarding amounts owed or paid
• Compliance with any tax obligations related to amounts tracked in the Service

We are not responsible for any errors in calculations, disputes between users, or financial losses arising from use of the Service.

8. Disclaimer of Warranties

9. Limitation of Liability

10. Indemnification

You agree to defend, indemnify, and hold harmless EvenUpand its operators, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with:

• Your access to or use of the Service
• Your violation of these Terms
• Your violation of any third-party right, including privacy, intellectual property, or financial rights
• Any dispute between you and another user of the Service
• Any User Content you submit to the Service

11. Intellectual Property

The EvenUp name, logo, design, and all related software, text, graphics, and other content (excluding User Content) are the property of EvenUp and are protected by applicable intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of the Service or its content without our prior written consent.

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service solely for your personal, non-commercial use in accordance with these Terms.

12. Third-Party Links and Services

The Service may contain links to third-party websites or services. These links are provided for your convenience only. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We do not warrant the offerings of any third parties.

13. Service Availability and Modifications

We reserve the right to modify, suspend, or discontinue the Service (or any part thereof) at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.

We do not guarantee any specific uptime or availability. The Service is provided on a best-effort basis and may be unavailable due to maintenance, updates, or circumstances beyond our control.

14. Data and Account Termination

You may terminate your account at any time from your account settings. Upon termination:

• Your access to the Service will be immediately revoked
• Your personal data will be deleted in accordance with our Privacy Policy
• Expense records in shared groups may be retained in anonymized form to preserve other members' records

We reserve the right to terminate or suspend your account immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Service will immediately cease.

15. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions.

Any dispute arising from or relating to these Terms or the Service shall first be attempted to be resolved through good-faith negotiation. If negotiation fails, disputes shall be resolved by binding arbitration under the rules of the American Arbitration Association, conducted in English. You waive any right to participate in a class action lawsuit or class-wide arbitration.

Notwithstanding the above, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement of intellectual property rights.

16. Severability and Waiver

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and EvenUp regarding the Service and supersede all prior agreements and understandings.

18. Contact Us

If you have any questions about these Terms of Service, please contact us at: